WorkComp RaterOS (app.workcompfinder.com) is operated by FastechHR, part of Seven16 Group (“we”, “us”). It helps insurance agencies, wholesalers and underwriters rate, underwrite and track workers’ compensation business.

RaterOS organises submissions, applies filed rates and underwriting rules, and offers guidance. It is a tool for licensed professionals. It is not an insurer, does not bind coverage by itself, and does not give legal, tax or financial advice.

A quote, indication or recommendation is not a binder or policy. Coverage exists only when an authorised carrier or program issues it on its own terms.

People make every pricing, underwriting and appointment decision. AI features explain and suggest; they never set price. See AI use & data.

• Keep your login to yourself and tell us quickly if you think it has been misused.
• You are responsible for activity under your account and for holding any licence your work requires.
• Agency appointment is at our discretion and can be suspended or ended.

You confirm you have the right to upload what you submit (ACORD applications, payroll, loss runs, claim details, documents) and that it is accurate to the best of your knowledge. Only include what the risk actually needs — especially about injured workers.

You keep ownership of your data. You let us store and process it to run the platform, meet insurance and legal obligations, and improve our rules and service.

Don’t misrepresent a risk, try to reach other agencies’ records, scrape or reverse-engineer the platform, upload malware, or use it for anything unlawful.

Submissions, quotes, decisions and audit history are kept as an append-only record because insurance regulators require it. You can still remove your personal contact details — see Privacy.

We work hard to be accurate, but the platform is provided “as is”. Check important outputs before relying on them. To the extent the law allows, we are not liable for indirect or consequential losses, and our total liability is limited to the fees you paid us in the prior twelve months (or $100 if none).

We may update these terms; we’ll change the date above and flag material changes in the app. Questions: privacy@workcompfinder.com.